Legal

Terms & Conditions

By using PaiseWise you agree to these terms. Please read them together with our Disclaimer and Privacy Policy.

Last updated 26 September 2026

Use of the website

PaiseWise provides financial calculators and educational content free of charge for personal, non-commercial use. You may use the calculators, print or save your own results, and share links to pages on this site.

You agree not to misuse the website — for example by attempting to disrupt it, access it by automated means that place an unreasonable load on it, or copy and republish its content as your own.

No advice

Everything on this website is general information for educational purposes. It is not financial, investment, tax, legal or credit advice, and it does not take your personal circumstances into account. See our Disclaimer for details.

Accuracy of results

We take care to use correct formulas and current rules, but results are estimates based on the values you enter and the assumptions described on each calculator. Actual figures from lenders, fund houses, employers or tax authorities can differ. Always confirm important figures with the relevant institution before acting on them.

Intellectual property

The text, calculators, design and code of this website belong to PaiseWise. You may quote short extracts with a link back to the source page. Any other reproduction requires our written permission.

Limitation of liability

To the fullest extent permitted by law, PaiseWise is not liable for any loss or damage arising from the use of, or reliance on, this website, its calculators or its content. The website is provided “as is”, without warranties of any kind.

Changes

We may update these terms from time to time. The “Last updated” date above shows when they last changed; continuing to use the website after a change means you accept the updated terms.

Governing law

These terms are governed by the laws of India.

Contact

Questions about these terms can be sent to contact@paisewise.in.