9 calculators
Tax & Salary
Compare your income tax under the old and new regimes, see how your CTC turns into take-home pay, and work out HRA exemption, TDS, capital gains tax, gratuity and leave encashment.
Tax calculators follow the slabs, rebate, surcharge and cess announced in the latest Union Budget. Always confirm your final liability with Form 16, Form 26AS or a tax professional.
Learn
Guides
LoansHome loan tax benefits: Section 24(b), 80C and the new regimeHow much tax a home loan saves: the ₹2 lakh interest deduction, the ₹1.5 lakh principal deduction, joint loans, let-out property and what the new regime allows.SavingsHow FD interest is calculated and taxedHow banks compound fixed deposit interest, cumulative vs payout FDs, TDS thresholds, Forms 15G and 15H, tax-saver FDs and deposit insurance.Tax & SalaryOld vs new tax regime: which should you choose?Compare the old and new income tax regimes: slabs, the ₹12 lakh rebate, which deductions each allows, and how much you need in deductions for the old regime to win.Tax & SalaryCTC vs in-hand salary: why your take-home is less than your packageWhat goes into your cost to company, what is deducted before salary reaches your account, and a worked ₹12 lakh CTC example showing the monthly in-hand pay.Tax & SalaryHRA exemption explained: how much of your rent allowance is tax-freeHow HRA exemption is calculated using the least of three limits, metro vs non-metro rules, rent receipts and landlord PAN, rent paid to parents, and Section 80GG.