Free financial calculators for India
Every money decision, calculated.
Calculate. Compare. Plan Better.
Loans, investments, tax and salary — worked out to the rupee, explained in plain English, and private to your device.
Try it now
Monthly EMI
₹43,391
- Principal
- ₹50.00 L
- Total interest
- ₹54.14 L
- Total repayment
- ₹1.04 Cr
49free calculators
22in-depth guides
0bytes sent
EN · हिंtwo languages
Most used
The calculators people reach for first
Explore
Every kind of money question
10 toolsInvestment & RetirementEPF Calculator · NPS Calculator · Mutual Fund / SIPExplore 7 toolsSavings & DepositsPPF Calculator · FD Calculator · Sukanya SamriddhiExplore 8 toolsLoansHome Loan EMI · Personal Loan EMI · Car Loan EMIExplore 9 toolsTax & SalaryIncome Tax Calculator · Salary Calculator · CTC to In-HandExplore 2 toolsDate & AgeAge Calculator · Date DifferenceExplore 9 toolsBusiness & GeneralGST Calculator · ROI Calculator · Percentage CalculatorExplore 4 toolsEverydayBMI Calculator · Currency Calculator · Construction MaterialExplore 22 guidesMoney guidesEMI, SIP, tax regimes, PPF, GST — the ideas behind the numbers, in plain English.Start reading
Learn
Understand the numbers behind the decision
LoansHow is EMI calculated? The formula, explained with examplesHow banks calculate your loan EMI, why early EMIs are mostly interest, and how to read an amortisation schedule — with a step-by-step ₹10 lakh example.InvestingWhat is a SIP? How systematic investment plans workA SIP invests a fixed amount in a mutual fund every month. Learn how SIP returns are calculated, what ₹10,000 a month can grow to, step-up SIPs and common mistakes.Tax & SalaryOld vs new tax regime: which should you choose?Compare the old and new income tax regimes: slabs, the ₹12 lakh rebate, which deductions each allows, and how much you need in deductions for the old regime to win.
Why PaiseWise
Built to be trusted with your numbers
Private by design
Every calculation runs in your browser. Nothing you type is uploaded, stored or shared.
Accurate to the rupee
Real formulas — reducing-balance EMIs, EPFO interest, slab-wise tax with rebate and cess — tested against published figures.
Explained, not just computed
Every result comes with the formula, a worked example and answers in plain English.
Free, fast and bilingual
No sign-up, no paywall. Works on any phone, and in English or हिंदी.
Directory